Why California Trusts Progressive Insurance Brokers

For over a century, Progressive has been the trusted insurance broker for California residents, known for honest advice, tailored coverage, and strong local ties. Since welcoming the Emmerson Insurance team into our family in 2017, our California office has proudly continued their legacy of personal, community-first service rooted in the heart of Scugog. Backed by over 100 years of experience and direct access to leading California insurers, our California insurance brokers are here to help you make confident, informed coverage decisions.

From our office at 193 Queen Street, our licensed brokers meet face-to-face with residents and business owners to provide solutions that reflect your lifestyle, property, and priorities. With access to leading California insurance companies, we help you make confident choices, whether you’re insuring your home, your livelihood, or your legacy.

Office space housing our California insurance brokers

What Sets Progressive Apart?

  • Local Knowledge: We have deep community roots, and our team knows what California residents actually deal with when it comes to insurance.
  • Personalized Solutions: Every client is different, and we tailor our policies to match your lifestyle and budget.
  • Multiple Insurance Providers: We compare policies from leading insurers to find the best coverage for you.
  • A Century of Experience: With over 100 years in the industry, we are a name you can trust.
  • Dedicated Local Support: Our team provides hands-on help, whether you’re getting a quote or need to make a claim.
  • Ongoing Policy Reviews: We track changes in your life, property, or business, and adjust your insurance coverage to match.
  • Active in the Community: We proudly support local events, such as community skates and summer festivals.

Our California Team is Here to Help!

Have questions about your existing policy?, Need assistance with a claim?, Interested in exploring new coverage options...?

Reach out to our team in California today!

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Our Insurance Services for California Residents & Businesses

Our team offers comprehensive insurance options for families, farms, and businesses in California and surrounding communities like Scugog, Uxbridge, and Bowmanville. As trusted California insurance brokers, we tailor every policy to reflect your property, profession, and priorities, backed by leading California insurance companies.

Auto Insurance

From local commutes to rural drives, we help you secure the right auto insurance coverage for your vehicle, budget, and driving record.

California 2 Office

Auto Insurance

Flexible car insurance built for California drivers, with options to reduce your insurance premiums and protect against theft, collisions, and more.

Classic Car Insurance

Specialized policies for vintage or collector vehicles. Includes agreed value and seasonal usage options.

California 2 Office
California 2 Office

RV Insurance

Protection for travel trailers and motorhomes, ideal for exploring California with peace of mind.

Boat Insurance

Comprehensive coverage for personal watercraft stored or used across California’s lakes and marinas.

California 2 Office
California 2 Office

Toy Insurance

Insure your ATVs, snowmobiles, and jet skis with policies designed for recreational protection.


Home Insurance

Lake-effect storms, well water backups, and aging electrical systems are just a few of the risks homeowners in California deal with. Our team builds insurance coverage around the specific conditions in your area, so your policy actually protects what matters

Home Insurance

Reliable protection for your home and personal belongings. Every home insurance policy is tailored to your structure, contents, and living situation.

California 2 Office
California 2 Office

Tenant Insurance

Low-cost coverage for renters, including contents and personal liability insurance.

Condo Insurance

Covers upgrades, contents, and common element exposure for unit owners across California.

California 2 Office
California 2 Office

Cottage Insurance

Tailored protection for your seasonal or year-round getaway, built to reflect rural access, occupancy, and local perils.


Business Insurance

Power outages, inventory loss, equipment breakdown and when things go wrong, insurance shouldn't make it harder. We work with California businesses to build coverage that reflects how you operate, what you rely on, and what you can’t afford to lose.

Business Insurance

Full business insurance packages including property, cyber, liability, and commercial auto.

California 2 Office
California 2 Office

Contractor Insurance

Coverage for trades and independent builders, including job site risk, equipment, and tools.

Commercial Property Insurance

Protects buildings, inventory, and machinery, ideal for downtown California storefronts and industrial sites alike.

California 2 Office
California 2 Office

Construction Insurance

Covers short- and long-term builds during all phases, including material loss and liability.

Builder’s Risk Insurance

Specifically designed for residential and commercial builds, this policy keeps your project moving even when the unexpected hits.

California 2 Office
California 2 Office

Group Insurance

Flexible group benefits plans for local employers, with access to custom pricing and wellness-focused solutions.


Other Insurance Products

Specialized insurance services for rural life, professional practice, and modern risks, delivered by brokers who know California.

California 2 Office

Farm Insurance

Protect barns, equipment, crops, livestock, and dwellings, ideal for both smallholdings and large-scale farms.

Cyber Insurance

Liability coverage for data breaches and digital operations, increasingly essential for small and midsize businesses.

California 2 Office
California 2 Office

Drone Insurance

Flight liability and damage coverage for drone operators, farmers, and surveyors across California.

Yoga Instructor Insurance

Professional liability for instructors teaching in-person, online, or at studios.

California 2 Office
Learn More About Our Insurance Products

What Our California Clients Are Saying

California residents choose Progressive for more than just insurance; they count on our team for peace of mind, local service, and personalized support when it matters most. See what our clients have to say about working with our trusted California insurance brokers.

Progressive has been outstanding. Quick response, reliable rates, and comprehensive breakdowns. Especially appreciate working with Cassandra, who is patient and available with helpful information and is a pleasure to work with. She gets it, and we recommend her to everyone and anyone looking for an insurance broker.

California 2 Office

Shane Morris

Progressive takes care of all of my insurance needs from my boat and car to my home they help me keep it all protected. They have an excellent, knowledgeable staff that can answer my questions immediately. The customer service here is top-notch, and they also provide it to me at a great rate.

California 2 Office

Jo Thompson

California 2 Office

Take the Next Step – Contact Our California Brokers Today!

Looking for trusted insurance brokers in California? Contact Progressive Insurance Brokers today for a free, no-obligation insurance quote. Our team of California insurance Brokers are ready to help you find the right coverage at the right price!

Call us today

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Our Insurance Partners

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California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office
California 2 Office

California Insurance FAQs

Get answers to common questions about working with our California insurance brokers, selecting the right policy, and understanding your coverage.

What Makes Progressive Different From Other Insurance Companies in California?

Unlike a typical insurance agency in California, we’re an independent insurance brokerage. We offer tailored solutions and compare policies from multiple insurance companies to help you get the right coverage, not just what’s easiest to sell.

Do You Offer Life Insurance Through Your California 2 Office?

Yes. We provide life insurance options through trusted California providers. Our brokers can help you choose a policy that supports your family, your goals, and your long-term financial security.

What Is a Deductible and How Does It Affect My Insurance Premium?

A deductible is the amount you agree to pay out-of-pocket when making a claim. A higher deductible usually results in lower insurance premiums, while a lower deductible may increase your monthly cost.

Can I Update My Home Insurance Policy If I Renovate My House?

Absolutely. Major updates like renovations or additions can affect your home insurance policy. Let us know so we can review and adjust your coverage to reflect your upgraded California home.

Do I Need Additional Liability Insurance as a Business Owner?

Most businesses benefit from added liability insurance, especially those with public foot traffic or customer interactions. We’ll assess your risk profile and offer the comprehensive coverage needed to protect your operations.

Can You Help Me Get a Quote for My Vehicle in California?

Yes, we help drivers across California compare auto insurance rates. Whether your automobile is used for commuting, business, or seasonal driving, we’ll help you get a quote that fits your needs and driving record.

What Happens to My Personal Belongings in a Fire or Break-In?

Your home or tenant insurance can cover the cost of replacing personal belongings damaged or stolen during a covered event. We’ll walk you through the claims process and make sure your coverage includes what matters most.